14 Ways To Make SBI Credit Card Payment Online and Offline

Today, we are going to learn, how to pay off SBI Credit Card bill in today's digital generation so one can pay their credit dues on or before the due date, which also includes 14 Ways To Make SBI Credit Card Payment Online & Offline.

 

SBI - State Bank Of India 

SBI is an Indian Multinational, Public Sector & Financial Services Company. It's a Government Bank that has headquarters in Mumbai, Maharashtra, India. 

SBI provides its customers best in class services from physical to digital. SBI now has many Subsidiaries which include SBI Card, SBI Life Insurance & SBI Investment.

What is SBI Credit Card?

SBI credit card is the same as other bank's credit cards which gives you the best offers on Digital Brands as well as Big brands and comes with VISA & MasterCard from the Head branch Global Bank SBI, backed by the Government of India.

SBI gives 5X Rewards Points on spending every single purchase online. also, Get an E-Voucher worth  ₹2,000 on every spend of  ₹1 Lakh to  ₹2 Lakh annually.

Types of SBI Credit Cards

SBI gives many types of credit cards as per the user's need and eligibility criteria depend on credit score, below are some of the premium credit cards of SBI.

• SIMPLYSAVE Credit Card

This card will provide you the 10X Reward Points spending on Groceries, Movies, Dining & Departmental Stores. 

Also, get ₹2000 Bonus Reward Points on spends of ₹2000.

• IRCTC SBI Platinum Card

Book Railway Tickets Free by using Reward Points.

Also, get a Zero Payment gateway charge with a 1.8% transaction waiver. 

 

• SBI Card ELITE

This credit card comes with a Welcome e-gift voucher worth ₹5000 from any of these brands - Hush Puppies/Bata, Pantaloons, Shoppers Stop, Marks & Spencer, and Yatra.com.

Also, get 2 complimentary movie tickets worth ₹500 every month at Bookmyshow.com.

• BPCL SBI Card

The card comes with ₹2000 Activation Bonus Reward Points worth ₹5000 after joining. 

Also, get 4.25% Value back - 13X Reward Points on all your fuel purchases.

SBI Credit Card Payment Online & Offline

SBI credit card can be paid online and offline, but the methods for paying due bills are different for both SBI Account Holders as well as Non-SBI Account Holders.

Also Read - Find Your Jiomart Store Nearby

SBI Credit Card Bill Payment - Online

1. CRED App

Pay your SBI credit card dues and earn rewards in minutes, just follow the steps:

• Download CRED App from PlayStore

• Register on CRED app with the same mobile number linked to credit card

• After, Registered to add your SBI card in the app by clicking on Add Card

• Now Pay the dues showing on the app

• Pay via UPI, Google Pay, PhonePe, etc.

• Payment is Done.

2. Paytm App

To Pay your all Visa, Mastercard, Diners & Rupay Credit Cards issued by all SBI Bank, follow the below steps:

• Visit this Paytm credit card payment - Credit Card Bill Payment

• Enter your SBI credit card number in the "Credit Card Number" field and click on Proceed button

• Now select the payment option like UPI, Net Banking, etc.

• Now fill in the details to complete the transaction.

• Payment is Done.

3. PhonePe App

Today, almost every person is much familiar with PhonePe and its use. So let's know how to pay SBI credit card bill with PhonePe, follow the below steps:

• Download PhonePe on PlayStore

• Register and Go to ''Recharge & Pay Bills'' section

• Now click on Credit Card Bill option

• Select Billers from American Express, Mastercard, etc.

• After selected Enter your "'SBI card number'' & click on confirm

• Now Enter the amount of bill due

• Now select the Bank and click on Proceed button

• Enter UPI PIN

• Payment is Done.

4. MobiKwik

MobiKwik is India's leading fintech company with 300+ billers, to pay SBI credit card bill follow the below steps:

• Download MobiKwik from PlayStore

• Register & Go to ''Credit Card Zone" section

• Click on Credit Card Bill option

• Now add your SBI credit card by Entering the Card Number

• Enter the Bill Amount to be Paid & click on Proceed

• Now apply a coupon to get Supercash ( Cashback ) & click on Pay

• Pay via Debit Card, UPI, etc.

• Enter UPI PIN

• Payment is Done.

5. Paynet-Pay Online

Paynet-Pay Online is a simple and secure way to pay your SBI Card Bill dues online via Net Banking over 50+ Banks across India.

• Visit the link - Paynet-Pay Online 

• Enter your Email Address

• Enter your SBI card number & Re-enter card number

• Enter your Registered Mobile Number

• Enter Amount to be paid

• Select from UPI, Internet Banking & Debit Card

• Select Bank from which amount will be deducted

• Click on Pay Now

• Payment is Done.

6. SBI YONO App

Yono is an banking simplified app with easy to use navigations.

• Download YONO app from PlayStore

• Register or log in with credentials

• Go to My Cards in YONO App

• Click on card details to go to the summary page

• Now click on Pay Now to go to the payment page

• Now select the amount to be paid and click on pay

• Payment is Done.

7. SBI CARD App

SBI Card app is made for easy to access all SBI cards in one place. Before entering the SBI CARD app, Register Now to USER ID & Password - Generate SBI CARD USER ID & PASSWORD

• Download SBI Card app from PlayStore 

• Enter your USER ID & Password 

• Scroll & go to the account summary page

• Click on Pay Now option

• Enter the Amount to be Paid - Full Amount, Due Amount, or other Amount

• Select the Bank in the dropdown from which the amount to be paid

• After selected, you'll be redirected to Bank's official payment interface to authorize the payment

• Now you'll get OTP to proceed further

• Enter OTP & your payment will be done.

8. Online SBI

Online SBI will allow all the users to pay their SBI credit card dues on time on their official website.

• Visit the SBI Website - Online SBI

• Register using your SBI card user-id & password

• Click on the Bill Payments

• Select ''SBI Cards and Payment Services Ltd'' as the biller

• Now click on the Pay option

• Enter the amount & click on Pay Now

• Payment Done Successfully

• Payment will reflect instantly in your SBI card account.

10. NEFT

National Electronic Funds Transfer (NEFT), is a quick, simple and secure way to pay your SBI Card Bill dues online.

• Login to the Net Banking of your Bank Account

• Go to the Money Transfer section & Add SBI Card as a beneficiary

• Enter IFSC code - SBIN00CARDS 

• Enter 16 digit SBI card number instead of the Account number

• Enter the Name - SBI CREDIT CARD

• Click on the submit button to proceed with payment

• Payment done & will reflect within 3hrs in your SBI Card account. 

Also Read - Launched PhonePe POS Calculator 2021

SBI Credit Card Bill Payment - Offline

1. Over the counter payment

Pay your SBI credit card dues over the counter of any nearby SBI branches in India and get the receipt.

• Visit at any nearby State Bank of India Branch

• Fill the Pay-in-slip available at the desk with required details

• Submit it along with the payment to the teller

• Collect the Acknowledgment receipt from the Teller

• Payment will be reflected within 2 days in your SBI Card account.

2. Electronic Cheque Dropbox 

Now you can drop a cheque in any electronic dropbox to get an acknowledgment receipt.

• Locate any nearby SBI electronic dropbox

• Drop the cheque with details mentioned on it

• Get the acknowledgment receipt of payment

• Your payment will be reflected within 4 working days in your SBI card account.

3. Manual Cheque Dropbox

Now you can pay an SBI card bill with the cheque by dropping it in 500+ SBI dropboxes across India.

• Fill in the correct SBI Credit card number on Cheque

• Don't forget to mention your Name & Mobile Number on the backside of the cheque

• Mention the payee's Name as SBI Card No. ''XXXX XXXX XXXX XXXX" ( 16 digit card no. )

• Do check whether the Signature, Date & Amount is clearly mentioned on the cheque

• Your payment will be reflected within 4 days in your SBI card account.

4. SBI ATM

Now you can pay your credit card bills at any nearby SBI ATM's. SBI ATMs are widely spread across India.

• Just go to any nearby SBI ATM Kiosk

• Insert your Debit card and Press ''Services''

• Find Bill payments option

• Enter your SBI credit card number & the Amount to be paid

• Acknowledgement receipt will be issued immediately after the payment has been done

• Payment will reflect within 2 days in your SBI card account.

Apply SBI Credit Card Online

Apply for SBI Credit Card online in just 3 easy steps and get many benefits & offers without any hassle, also get instant approval on SBI Credit Card. Follow the below steps to meet the requirements.

Visit this link - Apply for Credit Card

1. Provide Personal Details

• Provide Mr/Ms/Mrs

• Fill Name / Middle Name / Last Nam

• Your Residential City 

• Personal Email Address (Optional) 

• Provide Referral Code (Optional) 

• Working Mobile No. 

• Now accept their Terms & Conditions by Tick

• Now click on Send OTP

• Verify OTP by entering a 6-digit code

2. Provide Professional Details

• Enter Occupation details - Retired/Pensioner, Salaried, Self Employed or Student

• Now select Company Name from selected Co. 

• Type your designation in selected co. 

• Also provide your Annual Income

• Select

• Select income range from 3L to 7Lakhs

• Type Office PIN Code

• Enter PAN Card details

• Select Date of Birth

• Now click on the Next button

3. Your Current Residential Address

•  Enter House No. 

• Your Locality

• Type PIN Code

• Select Nationality - Indian / Other

• Tick on Accept T&C 

• Done

FAQ on SBI Credit Card Bill Payment

1. Which SBI credit card is best for EMI?

Ans - SIMPLYSAVE is the best SBI credit card for EMI's. Your all EMI's will auto-debit from this SBI card.

2. Which is the best finance provider, SBI credit card vs Bajaj Finserv?

Ans - SBI credit card will give the loans as well as hand cash on a credit basis, whereas Baja Finance gives you the Easy Monthly Installments types of financial loans.

3. Which SBI credit card is best?

Ans - All the SBI cards are best in their own way, based on the credit score of every person from 0 to 900. 0 means no credit score whereas 900 means the highest credit score. 900 score person can get loans up to 5 lacs without any ITR file.

4. What do I do if the amount is debited from my savings bank account but is not credited to my SBI credit card account?

Ans - In such cases, go to your Bank's official website, log in with your account, and open a statement. Just snap or share your payment receipt for credit card and send it to SBI Credit Card Twitter handle or Call 24/7 customer care 1860 180 1290.

5. How can I pay my credit card bill without OTP?

Ans - Yes, you can pay your credit card bill without OTP. Just follow the above steps of PhonePe, Google Pay & Paytm.

6. How can I know my SBI credit card balance?

Ans - To know your SBI credit card balance or due payment, follow these steps.

• Download SBI Card on Playstore

• Register with USER ID & Password

• See the credit card balance and due dates on the Dashboard.

7. Can a credit card be used without a PIN?

Ans - Yes, a Credit card can be used without PIN by paying with Wifi Enabled chip. Just put the card on swiping machine and your payment will be done via wifi contactless. Credit Card can be used without PIN on Playstore purchases.

8. Can you buy stuff online with a stolen credit card?

Ans - No, you can't buy stuff online with a stolen credit card. But you can purchase Games & Apps on Playstore by just entering the card number and expiry date of the card.

9. Where can I swipe my credit card for cash?

Ans - You can swipe your credit card at any nearby Retail shop to get the cash. But you must know the charges before swiping a credit card for cash. Credit Card charges are 2%.

10. Can we have 2 SBI credit card?

Ans - Yes, you can have 2 - 5 SBI credit cards. There is no limit for credit cards per person. Every person can have multiple credit cards depending on their credit score.